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Premium changes 1 April 2025

Every year, private health insurers in Australia review their premiums and can submit proposed changes for approval to the government. These adjustments help ensure that insurers can continue to cover the increasing costs of healthcare.

This year, premium changes will take effect on 1 April 2025.

We will contact you directly from March with more information, including how this change affects you.

Need help managing your membership?

Explore step-by-step guides for making claims, updating details, managing payments and more through the nib App or online member account.

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Is it time for a cover review?

Reviewing your cover is easy. Login to compare your cover options, change your cover and tweak your excess online, or have a chat with one of our friendly consultants.

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Manage your cover anywhere, anytime

It’s quick and easy to manage your cover wherever you are. Check what you’re covered for, see your remaining benefit limits and make a claim on the spot with the nib App. Now you can claim in a tap using your mobile.

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Your cover extras

Going to hospital

Find out everything you need to know before going to hospital; we can help you at every step.


Find a provider in our network

Search our network of healthcare professionals and practices to get the best value from your cover and minimise out of pocket costs. Find specialists, dentists, physios, optometrists and more.


Rewards

Take advantage of exclusive discounts, promotions, and rewards just for being an nib member. You can even earn points on selected offers and unlock extra savings along the way. It's our way of saying thanks for being with nib!


Health Management Programs

We’ve partnered with trusted providers to offer eligible members a range of Health Management Programs at no additional cost. Use the Find a Program tool to find out if you’re eligible.


Frequently asked questions