Understanding your health cover
We make health insurance easy to understand. Learn more about the finer details of healthcare in Australia, private health insurance, opens in a new tab and making the most of your cover.
Read through our guide so you’re prepared and know what options you have as an nib member if you need to go to hospital.
![Going to hospital Going to hospital](https://images.ctfassets.net/hkmafl6harxv/4ev9yc8JDupUUPOn6NWjIw/56970966b9e06fa4a6cd0c9d2a9f5738/hi-going-to-hospital.jpg?w=600&h=434&f=center&fit=fill&q=100&fm=avif)
Are you eligible for a Health Management Program?
Learn about services you can use everyday to stay healthy - like going to the dentist, a visit to the physio, or a new pair of glasses.
![Using your extras Using your extras](https://images.ctfassets.net/hkmafl6harxv/6OtpMlw7p4OVBa1ZFe4Vjo/5b3d6e3c560defb53f776ccbb3fa676d/hi-using-your-extras.jpg?w=600&h=434&f=center&fit=fill&q=100&fm=avif)
We make claiming easy
Understand the ins and outs of using your health cover, claiming and how to get the most out of your membership.
![Member Services Member Services](https://images.ctfassets.net/hkmafl6harxv/5RLd7MkpmW8YlUikotXtUp/480e833c70020abc233c67718eafe66f/hi-member-services.jpg?w=600&h=434&f=center&fit=fill&q=100&fm=avif)
Manage your cover in your member account
Learn about government initiatives, the Medicare system and why having health insurance, opens in a new tab is worth it.
![Healthcare in Australia Healthcare in Australia](https://images.ctfassets.net/hkmafl6harxv/5Vr0m3F6KUv66bIGAgxuWS/201e3b0be91fbd7e45411bff6eed9c5e/hi-using-your-extras-2.jpg?w=600&h=434&f=center&fit=fill&q=100&fm=avif)
Do I need health insurance if I’m turning 31?
Looking to get a quote?
We’re always here to help. If you have any questions, contact us.
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