Make the switch to nib health insurance
Switch to great value health cover that's easy to understand and easy to claim on - we'll even handle the break-up call with your previous insurer.
One simple switch
1. Choose the cover that’s right for you
If your health needs or situation in life have changed, it’s time to make the switch. Our range of great value options allows you to choose a cover to suit your individual needs and include services that are right for you. Need help deciding what's right for you? We can help, opens in a new tab.
2. We’ll handle the switch
You can rest easy while we handle the break-up call and paperwork with your previous insurer*.
3. Claim straight away
We recognise any waiting periods you’ve already served so you can get the most out of your new cover and member benefits straight away**.
*We’ll contact your previous insurer to request a Transfer Certificate. They’re required by government legislation to comply within 14 days.
**Waiting periods may apply for services and higher annual limits not covered with your previous insurer. Any annual limits you have already used with your previous insurer will also carry across to nib until they're reset on 1 January. To ensure you receive this continuity of cover, make sure you switch to nib within 59 days of cancelling your previous policy.
4% discount
Get 4% off your premiums, opens in a new tab when you choose to pay by direct debit (excludes Ambulance Only cover).
Your cover at your fingertips
Manage your policy wherever you are with the nib App, opens in a new tab. Snap a photo of your receipt to claim, check your benefits on the go, and more!
Choose your provider
See any provider recognised by nib. Or, save even more when you use a provider within our healthcare network, opens in a new tab.
No Gap dental
Help reduce your out of pocket costs and stretch your dental limits further with 100% back, opens in a new tab on preventative dental check-ups for eligible members at participating dentists.
More than just great health cover
Save with hundreds of discounts and offers, plus earn points on selected deals with nib Rewards, opens in a new tab!
Here when it matters most
You can access Gold-level Hospital benefits if you have an accident with our Accidental Injury Benefit, opens in a new tab.
Have a question about switching insurers?
We understand that reviewing your health insurance needs or switching insurers can be daunting - that's why we're always here to help.
Singles
Cover for every individual to protect against the unexpected and claim on everyday health services for peace of mind.
Couples
Cover for both you and your partner, whether you want peace of mind or comprehensive protection.
Family
We offer cover for every family, from families with little ones, all-grown-up ones, or more on the way.
The benefits of private health insurance
Concierge services and discounts - just to name a few
Switching Health Insurance – What You Need To Know
We answer the biggest questions you have about switching
When to review & update your health insurance cover
Seven signs it's time to review and update your cover