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It’s quick and easy to manage your cover wherever you are. Check what you’re covered for, see your remaining benefit limits and make a claim on the spot with the nib App. Now you can claim in a tap using your mobile.
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485 Graduate cover
Starting your career in Australia? You will need health cover that meets your working visa requirements.
Canstar, Australia’s biggest financial comparison site has awarded us with their Outstanding Value Award for Overseas Student Health Cover two years running.
nib OSHC products were highly recognised for value by Canstar’s sophisticated rating methodology that compares health insurance policies in the market on both price and features for those travelling to Australia for study.
![Three Canstar awards winner logos Three Canstar awards winner logos](https://images.ctfassets.net/hkmafl6harxv/1qFrOFIy58Xj2i32D1EI2R/796929cc427e82cb12b22887663d8f87/canstar-combined-2021_1.png?w=480&h=230&f=center&fit=fill&q=100&fm=avif)
Going to hospital
If you need to go to hospital, call us and we will confirm what is covered under your policy and the hospitals available in your area.
In an emergency
If you have a serious or life-threatening injury or illness, go to a hospital emergency department, or call the emergency services on 000 for an ambulance.
When it's not an emergency
If you need to see a doctor for a non-life threatening condition you don't need to go to hospital. You can see a GP (doctor) near you or visit a pharmacy for minor illnesses such as coughs, colds and sore throats to get medicines to treat your symptoms.
![A young man smiling at the camera as he stands in front of a grey brick wall holding a skateboard behind his back A young man smiling at the camera as he stands in front of a grey brick wall holding a skateboard behind his back](https://images.ctfassets.net/hkmafl6harxv/x9MIiBKRhIEO64kmA6oq4/02e4f0533c0c780b40bad4cd8cf12512/international-students.png?w=480&h=270&f=center&fit=fill&q=100&fm=avif)
5 options for international students after graduation
5 options for international students after graduation
![A man smiles while writing something down in a book in a café A man smiles while writing something down in a book in a café](https://images.ctfassets.net/hkmafl6harxv/5bEutsnIHY064eY0oKyG0i/43be5c88c4c3b39c154da015aa9989a9/international-postgraduate-student-studying-cafe.jpg?w=480&h=320&f=center&fit=fill&q=100&fm=avif)
5 facts about postgraduate study for international students
Facts you need to know before you move to postgrad study
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Working in Australia after graduating? Here's what you need to know
Looking to work in Australia? We are here to help