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It’s quick and easy to manage your cover wherever you are. Check what you’re covered for, see your remaining benefit limits and make a claim on the spot with the nib App. Now you can claim in a tap using your mobile.

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485 Graduate cover

Starting your career in Australia? You will need health cover that meets your working visa requirements.


Canstar, Australia’s biggest financial comparison site has awarded us with their Outstanding Value Award for Overseas Student Health Cover two years running.

nib OSHC products were highly recognised for value by Canstar’s sophisticated rating methodology that compares health insurance policies in the market on both price and features for those travelling to Australia for study.

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Going to hospital

If you need to go to hospital, call us and we will confirm what is covered under your policy and the hospitals available in your area.

In an emergency

If you have a serious or life-threatening injury or illness, go to a hospital emergency department, or call the emergency services on 000 for an ambulance.

When it's not an emergency

If you need to see a doctor for a non-life threatening condition you don't need to go to hospital. You can see a GP (doctor) near you or visit a pharmacy for minor illnesses such as coughs, colds and sore throats to get medicines to treat your symptoms.

Frequently asked questions

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