Skip to content

Make a payment

Not sure how to pay for your premiums? Follow our guide to learn more.

What is your premium and how is it calculated?

Your premium is the amount you pay for your nib membership for a specific coverage period.

Private health insurance is community rated, opens in a new tab which ensures that everyone pays the same premium for the same health insurance product within their state regardless of health, age or other factors.  

The cost of your premium can be influenced by things like:  

How to pay your health insurance premium

We have a range of payment options, including:

Direct debit from credit card or bank account

Set up an automatic direct debit from your:

  • Mastercard

  • Visa

  • American Express

  • or from your chosen bank account.

You can update your direct debit details and preferences via your member account, opens in a new tab, or the nib App, opens in a new tab.

Learn how to set up a direct debit from your bank account to enjoy 4% off your premiums (not applicable to credit card payments).

Only policyholders are able to update or add payment details online.

Frequently asked questions

Make a one-off payment

Want to get ahead with your premiums? Simplify the payment process by making a one-off payment. This way, you reduce the need for multiple transactions and stay ahead on your payments.


Paying your premium by direct debit

We’re here to make paying for your premiums as easy as possible. Learn how to set up or update your direct debit.


Update your bank details to receive claims payments

Provide your correct bank details to ensure we can deposit your claims directly into your account without delays.