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nib First Choice dental

With nib Extras you can visit any First Choice network dental practitioner to access agreed* rates to help your dental Extras limits last longer.

What is the nib First Choice network?

We're making quality dental care more affordable and accessible for eligible members with our First Choice network. Get the most out of your Extras benefits with our agreed First Choice network rates, which can help lower your out of pocket costs and stretch your Extras limits further.

Extras could help you save

Extras cover helps with some of the cost for services that aren’t covered by Medicare. Don't have Extras cover? View our options, opens in a new tab.

More choice for members

Our First Choice network of dental practitioners offer treatments at agreed rates to help reduce your out of pocket costs, such as:

  • General dentistry check-ups for the whole family (if you have Family extras cover)

  • Fillings

  • Mouth guards

  • Root canal therapy

  • Minor dental surgery

  • Urgent care same-day appointments.

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Frequently asked questions

Choose your Extras

Reaching your annual limits or not covered for dental? Explore our range of Extras cover today. 

Value Extras

Cost-effective, entry level cover with 50% back up to your annual limits.

  • General dental $400 a Year
  • Physiotherapy $200 a Year
  • Chiropractic / Osteopathy $400 a Year
  • Psychology $100 a Year
  • Ambulance a Year

Basic Extras

Cover the basics with 100% back on select services up to your annual limit.

  • Preventative Dental $400 a Year
  • General dental $250 a Year
  • Optical $300 a Year
  • Physiotherapy & Psychology $400 a Year
  • Ambulance a Year

Core Extras

Essential cover for the most common healthcare services. Get 60% back on each visit, up to the annual limits.

  • General dental $600 a Year
  • Major dental $600 a Year
  • Optical $250 a Year
  • Physiotherapy $350 a Year

Core and Wellbeing Extras

Cover for additional healthcare services. Get 60% back on each visit, up to the annual limits.

  • General dental $600 a Year
  • Major dental $600 a Year
  • Optical $250 a Year
  • Physiotherapy $350 a Year
  • Chiropractic / Osteopathy $300 a Year

Advantage Extras

Comprehensive extras cover with 70% back up to your annual limits.

  • General dental $700 a Year
  • Major dental $1000 a Year
  • Orthodontia $700 a Year
  • Optical $250 a Year
  • Chiropractic / Osteopathy $300 a Year
  • Physiotherapy / Exercise physiology $500 a Year
  • Ambulance a Day

Value Extras

Cost-effective, entry level cover with 50% back up to your annual limits.

  • General dental $400 a Year
  • Physiotherapy $200 a Year
  • Chiropractic / Osteopathy $400 a Year
  • Psychology $100 a Year
  • Ambulance a Year

Basic Extras

Cover the basics with 100% back on select services up to your annual limit.

  • Preventative Dental $400 a Year
  • General dental $250 a Year
  • Optical $300 a Year
  • Physiotherapy & Psychology $400 a Year
  • Ambulance a Year

Core Extras

Essential cover for the most common healthcare services. Get 60% back on each visit, up to the annual limits.

  • General dental $600 a Year
  • Major dental $600 a Year
  • Optical $250 a Year
  • Physiotherapy $350 a Year

Core and Wellbeing Extras

Cover for additional healthcare services. Get 60% back on each visit, up to the annual limits.

  • General dental $600 a Year
  • Major dental $600 a Year
  • Optical $250 a Year
  • Physiotherapy $350 a Year
  • Chiropractic / Osteopathy $300 a Year

Advantage Extras

Comprehensive extras cover with 70% back up to your annual limits.

  • General dental $700 a Year
  • Major dental $1000 a Year
  • Orthodontia $700 a Year
  • Optical $250 a Year
  • Chiropractic / Osteopathy $300 a Year
  • Physiotherapy / Exercise physiology $500 a Year
  • Ambulance a Day

Disclaimers

*nib First Choice providers (i.e. our network) offer competitive fees for many commonly claimed treatments and consultations. These fees are reviewed at least annually and are subject to change. Always check nib.com.au/health-services/find-a-provider before booking to see if your provider participates or simply ask your provider if they are part of nib’s network at the time of booking. Providers occasionally leave the nib First Choice network so it’s important to check before booking to avoid disappointment. Annual limits, waiting periods and T&Cs apply.

^Eligible treatments during a check-up include oral exams (item numbers 011, 012, and 013 only). Payment of benefits is subject to nib’s Fund Rules and Policy Booklet, the membership being activated and annual limits.

ˣBenefits are only paid for services from nib recognised providers. A recognised provider is someone who provides a health service, like a dentist, optometrist, remedial massage therapist or physiotherapist who meet the following criteria: (i) They must work in a private practice; and (ii) They must have professional qualifications recognised by nib. To find a provider in nib’s network of healthcare professionals search Find a Provider, opens in a new tab.

nib Dental Care Centres are owned and operated by Pacific Smiles Group Limited ABN 42 103 087 449. The nib Dental Care Centre trademark is owned by nib health funds ABN 83 000 124 381 and is used under license by Pacific Smiles Group Limited.