Using your Extras cover
We have special agreements with a network of healthcare professionals and practices across Australia so you can make the most of your Extras. These providers agree to offer better value to nib members - whether to guarantee no gap payments or to offer their services at a reduced rate.
Your choice of healthcare provider
Use our Find a Provider, opens in a new tab tool and book a recognised health professional within our First Choice network where you can access our No Gap offers on selected products and services and agreed rates.
Get more out of your Extras with our First Choice network
We're making quality care more affordable and accessible. Access agreed rates when you see a provider within our First Choice network of dentists, opens in a new tab, optometrists, opens in a new tab and physiotherapists, opens in a new tab.
Get more value with No Gap on selected products and services
Enjoy No Gap dental, opens in a new tab check-ups at participating providers, No Gap initial consultations with our First Choice physio network, opens in a new tab, and No Gap on selected optical products, opens in a new tab, all designed to help you save while maintaining your health.
It’s quick and easy to manage your cover wherever you are. Check what you’re covered for, see your remaining benefit limits and make a claim on the spot. It’s all in the palm of your hand with the nib App.
Our health and wellbeing needs change and evolve. So it’s important to make sure your Extras cover keeps up. Whether you might need cover for a set of braces or dentures, orthopaedic treatment or counselling, or just additional claim limits for your existing services, you can change your level of Extras insurance at any time.
Log in to your nib account to see your options and select a new level of Extras, or give us a call to speak to our friendly experts for a cover review.
