Get 8 weeks free
When you choose a Hospital + Extras cover online by 31 July. Plus, skip the 2 and 6 month wait on Extras! And get an additional two (and a bit) weeks free per year, when you pay for your combined cover with direct debit^.
New Australian resident members only. Offer fulfilled in month 3 of membership. Eligible products only. T&Cs apply. ^A 4% discount will be applied to direct debit payments from your bank, building society or credit union cheque or savings account.
Health insurance that’s right for you
4% discount
Get 4% off your premiums, opens in a new tab when you choose to pay by direct debit (excludes Ambulance Only cover).
Emergency ambulance
All our covers include unlimited emergency ambulance , opens in a new tabcover (excluding covers where members are already covered under their state ambulance schemes).
Here when it matters most
Find out how, opens in a new tab you can get Gold-level Hospital benefits if you have an accident.
Minimise out of pockets
Our healthcare networks help you get the best value from your cover and lower out of pocket costs.
Get more from your membership
Take advantage of rewards, discounts, promotions and programs, opens in a new tab to help you take control of your health and happiness. It’s our way of saying thanks.
Manage your cover anywhere, anytime
Manage your policy wherever you are with your nib account and the nib App. Snap a photo of your receipt to claim, check your benefits on the go, and more!
Ready to get started? Get a quote today.
I’m looking to get cover for:
Singles
Cover for every individual to protect against the unexpected and claim on everyday health services for peace of mind.
Couples
Cover for both you and your partner, whether you want peace of mind or comprehensive protection.
Family
We offer cover for every family, from families with little ones, all-grown-up ones, or more on the way.
Basic Care Hospital Plus
Cover for the basics plus some additional services such as Dental Surgery.
- Dental surgery
- Gastrointestinal endoscopy
- Gynaecology
- Hernia and appendix
- Joint reconstructions
Bronze Protect Hospital Plus
Affordable hospital cover for a wide range of procedures including Sleep Studies.
- Dental surgery
- Gastrointestinal endoscopy
- Bone, joint and muscle
- Ear, nose and throat
- Kidney and bladder
- Lung and chest
- Sleep studies
Silver Secure Hospital Plus
An extensive level of cover which excludes higher tiered procedures such as pregnancy and joint replacements.
- Dental surgery
- Gastrointestinal endoscopy
- Bone, joint and muscle
- Ear, nose and throat
- Kidney and bladder
- Lung and chest
- Sleep studies
- Back, neck and spine
- Heart and vascular system
Looking to make the switch to nib?
We'll recognise any waiting periods you've already served so you can get the most out of your new cover - we'll even handle the break-up call with your previous insurer.